Fine Coastal Luxury Homes


Many buyers think they will receive the keys to their new home when they go in to sign and pay their money. Keep in mind it often takes a few days past signing for the paperwork to be processed. Plan your moving date accordingly. Check the possession date on your contract. Below is a checklist of items that will help you prepare for closing.

  • Photo ID, either a driver's license or passport.
  • A cashier's check for the down payment and closing costs. Personal checks are not acceptable because they take time to clear.
  • A hazard or fire insurance policy ready to put in place upon closing.

There then may be several additional steps to close the sale after the contract has been signed.

  1. Removing contingencies: The most common contingencies that buyers include in an offer are financing, home inspection, and the sale of their current home. These conditions must be removed or waived before the sale can proceed.
  2. Appraising the property: The lender requires a formal appraisal to confirm the value of the home. This is used as a basis to secure the loan.
  3. Preparing closing documents: Most often attorneys prepare documents that confirm the transaction, account for the exchange of money between you and the seller, and prorate funds.
  4. Signing closing documents: Even after both parties have signed closing documents and deposited funds, the sale could take a few extra days to close.
  5. Recording the deed and disbursing funds.
  6. Welcoming the moving van.
  7. Receiving the keys to your new home!

Part of my expertise is troubleshooting problems that may arise during the closing. Please email or call me if you have any questions or would like more information.

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