Fine Coastal Luxury Homes

Wilmington NC Home Mortgage

Mortgage Rates | Preferred Lenders | Financing Options | 1031 Exchange

Probably the most important step in buying a home is getting your loan. When you apply for a loan and receive approval before starting the home search, you become a very powerful buyer.

Pre-approval can cut days or even weeks off the closing, because the lender has already conducted a credit analysis and approved you for the mortgage needed. This strengthens your offer and negotiating position.

Pre-approval will also determine your price range and narrow your search parameters. Based on your down payment and that pre-approved mortgage amount, you will know how much you can afford before you even start looking for a house. With so many Wilmington homes from which to choose, this step is a must.

Please contact our preferred Wilmington mortgage lenders to get pre-qualified or to learn more about your Wilmington home mortgage options.